Protection Service
Critical Illness
Critical illness cover is an insurance policy that provides a lump sum payment upon the diagnosis of a specified critical illness. At Amazing Mortgage Solutions Limited, we assist in identifying the appropriate critical illness cover policy tailored to your individual needs and financial plan. Whether you require coverage for a specific illness or a comprehensive range of illnesses, we can guide you in selecting the optimal policy.
Additionally, critical illness cover can extend to your children, providing automatic coverage under your policy. Having a seriously ill child is every parent’s worst nightmare, and it is crucial to ensure you can be by their side during such challenging times. Child coverage means you would receive a lump sum payment, allowing you to take time off work to care for your sick child without financial stress.
Securing this coverage proactively, before any significant changes in health or lifestyle, is advisable, as obtaining cover after a life-altering event may no longer be possible.
Critical Illness FAQs
How much does the insurance advice cost?
Our advice is completely free, you will not be charged for any insurance services.
What is normally included with a critical illness plan?
Cancer, Heart attack, stroke, Organ failure, Children’s Cover, permanent total disability and around 70+ more illnesses.
Will existing conditions be covered?
The inclusion or exclusion of a condition on the policy will depend on when it was diagnosed and the status of your recovery. We will review your medical history with all providers to ensure you receive comprehensive coverage.
How do I make a claim?
Should you need to make a claim, the provider will contact your physician to obtain your medical report and will request proof of income. Therefore, it is crucial that your insurance is arranged correctly to ensure claims are paid out. If you already have insurance and are unsure about its accuracy, please contact us for a review.
How do you get paid as a life insurance broker?
Insurance brokers receive a commission from the provider with whom you are placed, in a similar way to comparison websites. However, we remain available to assist you even after your policy becomes active. Unlike online services, you will always have a dedicated professional to discuss your coverage with.
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