Protection Service
Pregnancy and early childhood
Pregnancy and Early Childhood Cover provides a valuable financial safety net for young families. Covering a range of congenital and early childhood conditions, it is likely to be of interest to those planning to start or expand their family.
Suffering from complications of pregnancy, including a still birth, or having a baby who is diagnosed with a condition at birth or during early childhood can take a huge emotional and financial toll on a family. Putting in place financial protection against such unforeseen circumstances gives these clients the peace of mind that they can take some time out and be there for their child whatever that may entail.
Pregnancy and early childhood cover FAQs
What is Pregnancy and Early Childhood Cover?
Pregnancy and Early Childhood Cover provides relevant cover from pregnancy right through until a child turns seven and has been specifically designed for those who are planning to start a family, currently expecting a child or hope to add to their family in future.
What does it cover?
Pregnancy and Early Childhood Cover covers ten early childhood conditions: cerebral palsy, craniosynostosis, cystic fibrosis, Down’s syndrome, Edward’s syndrome, hydrocephalus, muscular dystrophy, osteogenesis imperfecta, Patau syndrome and spina bifida.
What is the payout?
The payout, which can be set at anything between £10,000 and £100,000, is made upon diagnosis of any of these conditions. It also covers four birth defects: cleft lip, cleft palate, congenital talipes equinovarus (club foot) and developmental dysplasia of the hip. The cover pays £5,000 if a child is born with one of these conditions.
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